Deposit and withdrawal methods for India
Funding an InfinitAI account and getting money out of it are both built around the payment methods Indians actually use: UPI first, then cards, bank transfer through IMPS or NEFT, and USDT for users who already hold digital assets. The platform charges no fee on deposits or withdrawals on any method. Processing times below are the honest typical ranges, not marketing best-cases.
Deposit methods
Every deposit method below is free of platform fees. UPI is the fastest route for most users.
| Payment method | Type | Fee | Processing time |
|---|---|---|---|
| UPI | Instant bank payment | Free | Instant |
| Visa | Debit / credit card | Free | Instant |
| Mastercard | Debit / credit card | Free | Instant |
| Net Banking (IMPS / NEFT) | Local bank transfer | Free | Within 24 hours |
| USDT TRC-20 | Digital assets | Free | Within 24 hours |
How each deposit method works
UPI
UPI is the quickest way to fund your account from any Indian bank app such as GPay, PhonePe or Paytm. Approve the collect request in your app and the amount is credited to your trading account almost immediately.
Visa
Fund your account with a Visa debit or credit card. After standard card verification the deposit is usually credited right away, so you can proceed with account activation on the same call with your manager.
Mastercard
Mastercard deposits are processed online after the bank's security check. Once the transaction is approved, the amount is normally available in your account without delay.
Net Banking (IMPS / NEFT)
Transfer in rupees directly from your net banking portal. IMPS transfers are typically credited within 24 hours, while NEFT settlements follow the standard banking cycle of one to three working days.
USDT TRC-20
If you already hold digital assets, you can fund your account with USDT on the TRC-20 network. Transfers are credited after the standard network confirmations, usually within 24 hours.
Withdrawal methods
Withdrawals are paid only to destinations that match your verified identity. All methods are free of platform fees.
| Payment method | Type | Fee | Processing time |
|---|---|---|---|
| Visa | Debit / credit card | Free | 1–5 business days |
| Mastercard | Debit / credit card | Free | 1–5 business days |
| Bank transfer (NEFT / IMPS) | Local bank transfer | Free | 1–3 business days |
| USDT TRC-20 | Digital assets | Free | Within 24 hours |
How each withdrawal method works
Visa
Withdrawals can be returned to the same Visa card used for your deposit, where your bank supports it. Final credit depends on your card issuer and usually takes one to five business days.
Mastercard
If you funded your account with a Mastercard, withdrawals can often be sent back to that card. Processing time depends on the issuing bank and typically takes one to five business days.
Bank transfer (NEFT / IMPS)
Rupee withdrawals go straight to your Indian bank account through NEFT or IMPS. IMPS requests are usually settled the same working day, while NEFT follows the standard one to three business day cycle.
USDT TRC-20
Withdraw funds in USDT on the TRC-20 network to your own wallet address. After security checks and network confirmations the transfer is typically completed within 24 hours.
Bank working days follow the Indian calendar; requests submitted on weekends or public holidays are processed from the next business day. The full rules for payouts, including verification checks and limits, are in the Withdrawal policy.